For when money is tight between paychecks
CashWizard lays out your balance on every day until payday, and beyond. If a bill is going to land before your paycheck does, you see the date and the amount ahead of time, while there is still time to move it.
Your paycheck covers your bills, but one bill due two days before payday is enough to overdraw the account.
The average overdraft fee is around $27, and one short day can trigger more than one.
Tips, express fees and subscriptions add up to a high price for a few days of breathing room.
No bank login needed. Add today's balance, when you get paid and your biggest bills with their due dates.
Your forecast shows the balance on each day, so a dip below zero is visible days or weeks ahead.
Use a what-if scenario to see what happens if you move a bill's due date or shift a payment, before you call anyone.
Most overdrafts are a timing problem, not a spending problem. Here's how to see a shortfall coming and fix it the cheapest way, starting with options that cost nothing.
When a big bill lands two days before your paycheck, you can come up short even in a month that balances. Moving due dates is free, and it's often the fix that ends the problem for good.
A $5 fee sounds small until you see it as an interest rate. Here's a simple formula to compare cash advance apps, overdraft fees and small loans on equal terms.