How to Beat Christmas
The holidays’ real bill arrives in January. Find your low point, recover forgotten money and shrink the list, with tools that run on your own numbers.
- January low-point simulator
- Gift list audit
- AI prompts that save money
The product
Your checking account, one month ahead
One line shows where your balance is headed, from paychecks, bills and card payments. Spot the tight days long before they arrive.
How it works
From balance to forecast in minutes
Your bank shows what already happened. CashWizard shows what happens next, so you can plan for shortfalls and move surpluses to savings with confidence.
- 01
Add your checking account
Connect any bank through Plaid, or enter your balance by hand. A bank connection is optional.
- 02
Bring in paychecks and bills
CashWizard predicts recurring income and expenses from your past paychecks and bills.
- 03
See every day ahead
Your running balance, projected day by day, with the tightest day called out.
- 04
Let it keep up
When a new statement posts, the estimate is replaced with the real amount due. Add one-offs anytime.
Why CashWizard
One job, done really well
Not a budget. Not a net-worth tracker. A forecast of the account your bills actually come out of.
Your tightest day, flagged weeks ahead
See the exact date your balance runs lowest, and by how much, while there's still time to move a bill or a transfer.
Card statements included
Pay cards in full? Each statement lands in your forecast on its due date.
Updates itself
Estimates switch to the real “pay in full” amount as soon as a bill is published.
Plan for what you know is coming
Expecting a bonus or a one-time expense? Tell CashWizard and the whole forecast adjusts.
Know what’s safe to save
Move surplus cash to high-yield savings or investments, and still cover every bill in full.
From our users
Less guessing. More saving.
“CashWizard saves me hours every month—I don't have to micromanage my money in a spreadsheet anymore. Now I can just automatically see how much I'll have in my bank account on any given day in the future!”
Leigh R.Graphic Designer“Since using CashWizard, I've been able to consistently set aside more money for savings and investing than ever before. It's made smarter financial habits feel effortless.”
Mitchel S.Entrepreneur“Thanks to CashWizard, I finally feel confident I won't miss a bill or dip below my minimum required balance as credits and debits come in and out of my checking account. That peace of mind is so important to me.”
Kara N.Insurance ProfessionalIs it for me?
Built for a specific kind of person
CashWizard is for you if most of the left column sounds familiar.
Great fit if
- You spend mostly on credit cardsChecking takes your paycheck and pays the card, the bills and the odd Venmo. Not much else.
- You want your running balance forecast automaticallyYou use autopay, or want to, and want to know the account can cover every payment.
- You want to save and invest as much as possibleWhile staying sure every bill gets paid in full each month.
- You’re happy to link accounts, or notPlaid keeps balances, transactions and bills up to date. Prefer not to share? Update them by hand.
Not for you if
- You want a budgeting appNo app here will scold you for eating out “too often”. Not everyone needs a budget.
- You want to track net worthGreat tools already do that. CashWizard keeps day-to-day cash separate from long-term wealth.
See next month before it happens.
Start with today’s balance, your next paycheck and your biggest bills. Your forecast is ready in minutes.
Get started free- Free
- No bank connection needed
- No credit card