For people with a running-balance spreadsheet
You already know a forecast beats a balance. CashWizard keeps the day-by-day running balance you built by hand, and stops it from going stale every time a bill changes or a paycheck moves.
Copying rows, fixing dates and re-entering the same recurring bills gets old fast.
A card statement comes in higher than expected, a paycheck lands on a holiday, and the formulas drift out of sync with the bank.
Testing a big purchase or a bonus means duplicating tabs and hoping you remember which one is real.
Paychecks, bills, card payments and transfers, each with its own schedule. Or connect your bank to detect them.
The same view as your sheet, built automatically and reconciled against your actual balance.
What-if scenarios layer a bonus, a purchase or a bill change on top of your forecast, side by side.
Your balance tells you what already happened. A forecast tells you what your checking account will hold on any day in the future. Here's how to build one, step by step.
Your current account balance tells you where you've been, not where you're going. Here's why the most financially savvy people have stopped checking their balances and started forecasting them instead.
Before you buy the car, take the job, or skip the bonus reinvestment — you should be able to see exactly what happens to your financial position. Here's how scenario modeling turns major money decisions from guesses into calculations.